We received a tip-off about websites promises hope of high returns through "High Yield Investment Program". As usual, scammers will make use of your weakness, e.g. need cash to pay off mortgage, etc, to lure potential victims to invest 30 - 40k of money in an investment scheme that promises high returns within a short period of time. This is in fact a Ponzi system. What happens in a Ponzi system is that the scammer will take the money from new investors to pay the earlier investors. By doing so, it makes the earlier investors think that the high yield investment program is real, and hence the investors would help to spread the news around (virial marketing). This will bring in new investors who would then contribute money to those just before him.